Your house is probably your single largest financial asset. It’s also your home where many special memories are made. In many ways it’s irreplaceable. Which is why it’s important to make sure your policy is comprehensive and specially tailored to your home whatever its shape and size. Xpress Lifestyle Solutions are passionate about insuring your home to a 5 Star standard as one policy doesn’t fit all, especially if your household contents include heirlooms, jewellery, laptops or a unique collection.
Which is why we’ll talk you through all of the different options for complete peace of mind.
What are the benefits of
Building & Contents Insurance...?
Providing you have the right cover, you wouldn’t have to pay for structural repairs or a rebuild if your property was damaged or made uninhabitable by an insured event such as a fire, storm, flood, subsidence or burglary. You also wouldn’t have the cost of replacing all of the contents within your home.
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What options are available...?
There are a number of flexible policy options to suit your individual home and needs:
Buildings only
Contents only
Buildings & Contents combined
Optional Accidental damage to Buildings cover
Optional Accidental damage to Contents cover
Optional Personal Possessions cover with contents cover
What does my cover actually give me...?
Am I cover for Alternative Accommodation
Do I have Garden Cover
Electronic Downloads am I covered
Replacement of lost or stolen keys
Do I have a 24 Hour Helpline
What is Freezer Cover
Trace and Access what will it mean if don’t have this cover
What are the policy limits?
Are there any optional extras
needed on my plan...?
Personal Possessions
Insures against accidental loss or damage to items normally worn or carried away from the home including clothes, bags and sports equipment,
jewellery and watches, pedal cycles and keys and spectacles (limits apply).
Home Emergency
We have access to products that offer Round the clock assistance to arrange for an approved tradesman to visit your home and carry out up to £500 (including VAT) of repairs should you experience a home emergency such as damage to your property or a problem with your central heating or water supply which leaves your home unsafe or uninhabitable.
Legal Expenses
We have access to products that offer up to £50,000 of assistance for you and your family in the event of a range of legal disputes including employment disputes, bodily injury and clinical negligence.
You’ll also be able to increase your cover limits, select different levels of excess and take out personal cover, as some extra optional add-ons are available at an additional charge.
What about 'No Claims Discount'...?
We have access to products that offer a 15% introductory no claims discount for first time buyers
and up to
30% discount available, which is based on 5 claim free years
For more information or to arrange a no obligation consultation please get in touch by phone, email or by using the contact form below.
Get in touch